Comprehensive Financial Planning & Wealth Management

Freedom Wealth Services

Freedom Wealth Services is an independent financial advisory firm dedicated to helping individuals, families, and businesses attain peace of mind and financial freedom for over 30 years.

Retirement should be your reward earned after a lifetime of hard work. Whether you spend those years traveling, pursuing your passions, or spending time with your family, you shouldn’t have to worry about money. We help our clients accomplish this through our process of education and coaching, helping them avoid the common financial mistakes that can impact their retirement.

Working Together To Solve Your Financial Goals

Our Approach

As financial advisors, we see it as our responsibility to help our clients make the strongest financial decisions for themselves and their loved ones. At Freedom Wealth Services, we work hard to bring our clients financial solutions that are designed to help them achieve security and peace of mind in retirement.

We work with our clients to help them take control of their financial future through education and the creation of a comprehensive financial strategy that is designed to help them with the critical areas of retirement planning.

Click below to review common challenges retirees face and how we can help you plan for the future!

Retirement Income Planning

Americans are living much longer today than in previous generations. This means that more of the U.S. population has more time in retirement to spend with family or pursue their passions. This also means that retirement income needs to last longer.

Every hard worker’s dream is to have comfortable, stable, and secure retirement years. And now because we will likely live much longer, healthier lives, retirees face the risk of outliving their money.

We can help you build wealth, minimize market losses, protect your principal, and generate retirement income you cannot outlive.

Learn More About Retirement Income Planning

Wealth Management

Although many clients focus on one aspect of their financial plan, such as investment management, your entire financial plan is central to our relationship. We believe that there are two foundational pieces to a successful financial plan– including the right components and following a disciplined process. Our approach provides a clear and direct solution to help you implement your plan.

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Comprehensive Financial Planning

We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.

Our team will help you create a retirement income plan that balances:

  • Daily Living Expenses
  • Budgeting for Luxuries & Quality of Life
  • Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
  • Factoring in Pensions Withdrawal Strategies
  • Factoring in both Expected & Unexpected Medical Expenses
  • Planning for the Unexpected and the Inevitable

Learn More About Out Comprehensive Financial Plans

Tax Planning

The tax liabilities you face in retirement are contingent on the various accounts, savings vehicles, and financial products you utilize. Depending on what you have, you may be taxed as interest grows or you may only face taxation upon distribution. Whatever the case may be, taxes may chip away at your retirement resources. This can become a problem as you stop earning income from work and begin to draw on your retirement funds.

Reducing your taxes in retirement is a vital part of lifelong financial security. Our financial experts will look over your accounts and assets to determine how to best minimize your tax liabilities. No matter your situation, we will work to provide a solution that ensures taxes don’t prevent you from achieving your retirement goals.

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Tax-Free Retirement Account (TFRA)

More than half of all Americans have a taxable 401(k) or Roth IRA – and they’re paying taxes on growth as soon as they withdraw funds, living without guaranteed growth or principal, and facing up to 10% early withdrawal penalties.

Meanwhile, less than 0.07% of Americans have a Tax-Free Retirement Account: A guaranteed-growth strategy for savvy planners that’s 100% legal when set up to comply with the current IRS tax code.

Ready to learn what the 0.07% already know? Our team can help answer your questions, how to qualify, and help you understand if a TFRA is right for you.

Learn More About TFRA

Employee Benefits

When you transition jobs or retire, there are multiple options to consider for your employer-sponsored retirement plan funds:

  • Leaving the funds untouched
  • Receiving the funds as cash (including potential income taxes and a federal penalty tax if you’re under 59½)
  • Transferring the funds to a different employer plan (if applicable)
  • Rolling over the funds over into an IRA.

We are here to assist you in determining which strategy is right for you.

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Retirement Resources

Important Birthdays Over 50

Now the real fun begins.

Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to the next age than the last.

When you are older, “and-a-half” birthdays start making a comeback. In fact, starting at age 50, several birthdays and “half-birthdays” are critical to understand because they have implications regarding your retirement income. To learn more about the impact your upcoming birthdays can have on your overall retirement, click on the button to the right and download our guide!

Take Control of Your Financial Future

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