Personalized Financial Planning
The Path to Financial Freedom
For over 30 years, Freedom Wealth Services and its dedicated team of professional, licensed agents and retirement specialists have worked with local community members to help protect what matters most – their families.
We do this by decreasing risk, taxes, and fees, while dramatically increasing retirement income. Through our unique planning process, we help people find money that is unnecessarily and unknowingly leaving families’ houses.
Scroll below to explore our services today!
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Retirement Income Planning
Right now, you might be asking yourself questions like:
- How will the market affect my retirement?
- Will I outlive my retirement?
- How will health costs impact retirement?
- Can I get fair returns without risking loss?
- What will I leave for my loved ones?
Retirement planning can involve many different products and solutions sequenced over a great span of your working life. Planning early can certainly open you to more options and opportunities. But retirement planning—especially for this generation of retirees—is a living process, meaning that it should be subject to evaluation to ensure needs are still being met. Regular review is critical as you accumulate retirement income. Keep in mind that good retirement planning does not stop once you retire.
Our team will work with you to create a viable income stream that will last throughout your lifetime.
Wealth Management
Although many clients focus on one aspect of their financial plan, such as investment management, your entire financial plan is central to our relationship. We believe that there are two foundational pieces to a successful financial plan– including the right components and following a disciplined process. Our approach provides a clear and direct solution to help you implement your plan.
However, everyone’s financial situation is different, which is why we take a highly customized approach to wealth management. We believe this plan should reflect and evolve as your specific needs and objectives change throughout your lifetime.
Click Here to learn more about our diligent investment principles and our approach to building a firm foundation for your portfolio.
Comprehensive Financial Planning
Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.
We can help you:
- Save enough for a comfortable retirement
- Pay for your child’s college education
- Protect your family in case you become disabled
- Achieve your investment goals
- Leave a legacy for your heirs
A financial plan’s true value comes with its implementation. Let us help you attain financial freedom!
Tax Planning
Understanding tax strategies and managing your tax bill should be part of any reliable financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts.
Tax planning is an important component for your overall financial plan. Careful planning throughout the year can assist you in reducing the taxes you pay – as well as help you achieve your financial goals.
We provide expert tax planning and preparation, utilizing ideas and strategies specifically designed for retirees. Most people do not know that in the retirement years every dollar saved by minimizing income taxes will increase your spending capacity in retirement more than additional growth on your money.
Tax planning should not be done in isolation, but instead should be driven by your overall financial goals and integrated with your total financial plan. We can help you develop and implement appropriate strategies to lessen or shift current and future tax liabilities to help you meet your long- and short-term objectives.
Tax-Free Retirement Account (TFRA)
With a TFRA, your growth isn’t taxed, and it’s set and guaranteed for the first year – last year, typical qualified individuals earned between 3-7%. Even better, there are no contribution limits, and the money you deposit and earn can be cashed out at any time – tax-free and without penalty.
8 reasons why you should have a TFRA
- You want to supplement your retirement with tax-free income.
- You are concerned about taxation in the future.
- You don’t want negative returns.
- You have maxed out qualified contributions.
- You are a business and are looking to insure key employees.
- You want to leave a legacy for your loved ones.
- If you want access to tax-free money in the event of a Long-Term Care need.
- If you want privacy and protection with your tax-free savings and income.
Employee Benefits
Many workers are using 401(k) plans to save for retirement by contributing part of their salary and managing their own investments.
If you are managing your investments, you should carefully consider the investment objectives, risk, return, and performance of each option in your plan. Fees and expenses can affect your returns and retirement income.
Our aim is to maximize your benefits and prioritize your future retirement plans and goals.
