You taught your kids how to tie their shoes, to look both ways before crossing the street, and countless other lessons. But what have you taught them about money? Many parents may feel uncomfortable talking about the subject with their children, no matter how old they are. But there are important financial lessons to teach your children at any age, and you should impart the wisdom you’ve accumulated. They may thank you for helping them make smart money moves early on and for having honest conversations about wealth transfer. Open and honest conversations are essential when estate planning. But before you get onto that topic, start with the small stuff. Let’s look at some important money lessons to teach your kids, starting with when they’re young.

Happy Birthday! Now the real fun begins. Before you begin planning your retirement, be sure to mark these important dates in your calendar. Starting at age 50, several birthdays – including “half-birthdays” – are critical to understand because they have implications regarding your retirement income.

An updated version to the National Best-Selling book “Tax-Free Retirement” with over 500,000 copies sold. This new edition includes all updated statistics showing how much in debt we really are and the solution to your own retirement. A must read for those who want to salvage his/her retirement. This book will show you how to grow your money with zero market risk, access your retirement dollars tax-free, and leave an income-tax-free inheritance to your heirs.

Given today’s new tax laws, people living longer in retirement, the cost of probate, inflation, the current volatility of the stock market and the availability of many new and innovative products, it makes it very difficult for most people to keep up to date and sort through it all. This booklet is intended to provide our friends, family, and clients with an overview of the information they need, to help them understand some of the many complex financial issues we all face in today’s economic environment. Today, many people are turning to a new breed of tax-deferred annuities, as a foundation of their overall financial plan, instead of mutual funds, certificates of deposit or municipal bonds.

Given today’s new tax laws, the current volatility of the stock market, new investment strategies and the availability of many new, innovative investment products, it makes it very difficult for most families to keep up to date and sort through it all. This booklet is intended to provide our friends, families and clients with an overview of the information they need, to help them understand some of the many complex financial issues we all face in today’s tough economic environment.